Terms & Conditions
  • You are receiving this email because you are a Tamayouz Diamond member at STC.
  • This offer is only valid for Tamayouz Diamond members at STC.
  • The offer is valid only for residents of Saudi Arabia.
  • Tamayouz Diamond members will be prioritized over the Centurion waiting list and will enjoy 600,000 Membership Rewards® Bonus Points upon joining and card activation. This also includes one supplementary metal Centurion card and a backup plastic card free for the first year only, subject to applicant eligibility criteria. Alternatively, Tamayouz Diamond members can enjoy 250,000 Membership Rewards® Bonus Points upon joining the Platinum world and card activation, along with one supplementary Platinum card free for life, subject to applicant eligibility criteria.
  • A monthly income of Ʀ 20,000 is required to apply for the Platinum Card, supported by official documentation.
  • The welcome bonus points apply to one product only per applicant.
  • Your Membership Rewards® welcome bonus points will be credited 30 days after your card activation date.
  • American Express Saudi Arabia shall not be held liable for any delays or errors in crediting Membership Rewards® points due to factors beyond its control.
  • Approval of applications is subject to American Express Saudi Arabia's new accounts underwriting criteria regarding documentation and eligibility.
  • Applicants must ensure that all submitted documentation is accurate and complete for eligibility verification.
  • By applying for this offer, you consent to sharing your personal information with the American Express Premium Acquisition Area Manager for eligibility assessment and further communication. This offer is exclusively for STC Tamayouz Members, and all data will be handled in accordance with the privacy protection regulations applicable in the Kingdom of Saudi Arabia.
  • This offer cannot be combined with any other promotions unless explicitly stated.
  • This offer is exclusively available to STC members and customers. If you are already benefiting from a special offer or preferential terms under an agreement with any other organization in Saudi Arabia, including STC—such as corporations and institutions (including but not limited to Aramco or others)—you must choose between your existing offer and the American Express Saudi Arabia offer, as both cannot be combined.
  • The offer is valid until 31 December 2025.
  • All supplementary cards do not qualify for this welcome bonus offer.
  • Membership Rewards® program Terms & Conditions apply.
  • Terms, conditions, and offer details are subject to change without prior notice.
  • STC terms and conditions apply.
  • Tamayouz Diamond is a trademark of STC, and all rights are reserved by STC.
  • Terms and Conditions of American Express Saudi Arabia apply. To view all card benefits, terms, conditions, and fees, please visit American Express Saudi Arabia's website.
  • Copyright 2025. American Express Saudi Arabia all rights are reserved.
  • If you have any feedback or concerns, please contact our Customer Care Team via email: complaints@americanexpress.com.sa, or call 8004424442 or +966112926663 from outside the Kingdom. For more details, please visit the Complaint / Feedback Handling Procedures page on our website.
  • For more information, please contact us on 800 124 2229 or visit American Express Saudi Arabia's website.
  • Non-compliance with the Terms & Conditions of American Express Saudi Arabia's credit and charge Cards may result in cancellation /suspension of your Card/Additional Cards and a negative impact on your credit bureau record. Minimum payments on your credit card may result in additional charges and fees due to the application of the Murabaha margin to the outstanding balance.
  • Paying only the minimum amount owed to us can result in additional fees and charges as well as prolonging the time to repay the full amount owed to us. For example, if you have an outstanding balance of Ʀ 7,000 and you choose to pay only the minimum due, it will take 81 months to settle the balance in full. The total Murabaha Margin (term cost), in this case, would be Ʀ 6,296.
  • The Annual Percentage Rate for the Platinum Card is starting from 48.21%
American Express Saudi Arabia is regulated and supervised by Saudi Central Bank.