1. This offer applies exclusively to the following products:

• The American Express Gold Credit Card
• The American Express Blue Card
• The American Express Platinum Credit Card
• The American Express Card
• The American Express Green Card
• The American Express Gold Card
• The Gold Card
• Marriott Bonvoy American Express Credit Card
• AlFursan American Express Credit Cards

1. This offer is not valid when paying via Apple Pay.
2. Cardmembers will receive a 10% discount on the total bill value.
3. The discount will be applied at the time of checkout and reflected on the final invoice.
4. Full payment must be made using an American Express Card issued by American Express Saudi Arabia to be eligible for this discount.
5. To qualify for this offer, Cardmembers must create an account on the GrintaHub official website and register their American Express Card issued by American Express Saudi Arabia.
6. Eligible purchases must be completed directly through the website using the registered Card.
7. The offer is valid from 11 June 2026 to 31 December 2026.
8. American Express Saudi Arabia shall not be held responsible for any delays, technical errors, system malfunctions, or transaction processing issues that may impact participation in this offer.
9. This offer is subject to availability and may be modified or withdrawn due to circumstances beyond the control of American Express Saudi Arabia.
10. American Express Saudi Arabia and GrintaHub reserve the right to amend, suspend, or terminate this offer, or revise these Terms and Conditions, if required due to regulatory, operational, or external factors.
11. All products and promotions are subject to availability.
12. American Express Saudi Arabia’s and GrintaHub’s decision shall be final regarding any disputes related to this offer.
13. This offer cannot be combined with any other offer, promotion, or incentive, unless explicitly stated otherwise by American Express Saudi Arabia.
14. Terms and Conditions of American Express Saudi Arabia apply. To view all Card benefits, terms and fees, please visit the American Express Saudi Arabia website.
15. Terms and Conditions of GrintaHub apply.
16. All rights reserved. American Express Saudi Arabia, Copyright 2026.
17. If you have any feedback or concerns, please contact our Customer Care Team via email at complaints@americanexpress.com.sa, or call 8004424442 or +966112926663 from outside the Kingdom. For more details, please visit the Complaint / Feedback Handling Procedures page on the American Express Saudi Arabia website.
18. For more information, please contact us at 8001242229 or visit the American Express Saudi Arabia website.
19. The Annual Percentage Rate (APR) starts from 40.64%, depending on the type of Credit Card and the applicable standards.
20. Non-compliance with the Terms and Conditions of American Express Saudi Arabia Credit and Charge Cards may result in cancellation or suspension of your Card and may negatively impact your credit record. Minimum payments may result in additional charges due to the application of the Murabaha margin on the outstanding balance.
21. Paying only the minimum amount due may result in additional fees and prolong repayment. For example, if you have an outstanding balance of SAR 7,000 and pay only the minimum due, it may take up to 81 months to settle the balance, with a total repayment of SAR 13,296 including Murabaha margin.

American Express Saudi Arabia is regulated and supervised by the Saudi Central Bank.