Welcome Page | American Express Saudi Arabia

Welcome to the world of Platinum with American Express Saudi Arabia, where luxury meets exclusivity in an exceptional experience. With the Platinum Card, enjoy exclusive benefits and curated experiences designed to complement your sophisticated lifestyle. Benefit from 0% foreign currency conversion fees on USD transactions, a complimentary companion travel ticket, access to premium dining experiences, and unparalleled shopping privileges with exclusive offers. The Platinum Card redefines what it means to live extraordinarily, offering unparalleled benefits and exceptional service from American Express Saudi Arabia.

Apply Now

Sharia Certificate • Terms and Conditions

Annual Percentage Rate: 48.12%
Annual Fees: SAR 4,312.50

Featured Platinum Benefits

Effortless spending is just an application away—0% FX on USD transactions with the Platinum Card

Enjoy the freedom of a Saudi Riyal revolving feature account with 0% foreign exchange fees on all USD transactions, giving you seamless flexibility and total peace of mind while traveling and shopping worldwide.

Get Ready for Your Next Adventure. Apply in Just 5 Minutes and Enjoy an Exclusive Companion Ticket!

Experience unmatched travel privileges with the Platinum Card and receive a complimentary companion ticket for domestic or international flights capped up to SAR 3,750 when you meet the required spend criteria. Read More

Terms and Conditions apply

Access Global Cash Withdrawals! With 0% Foreign Exchange Fees and No Cash Withdrawal Fees for You and Your Supplementary Cardmembers!

Enjoy seamless international cash withdrawals of up to SAR 18,750 per billing cycle, with 0% foreign exchange fees and no cash withdrawal fees. This exclusive benefit extends to your supplementary cardmembers as well. Experience greater freedom and flexibility in managing your finances anytime, anywhere.
Apply Now & Unlock Limitless Access!

Terms and Conditions apply

Apply in Just 5 Minutes & Enjoy a Lifetime of Flexibility!

Experience fully flexible payment plans with 0% Murabaha margin fees through Plan It™ 0%. With the Platinum world, enjoy unmatched flexibility with Plan It™ 0%, allowing you to convert international purchases over SAR 3,750 into equal monthly installments over six months with no Murabaha margin fees.
Simply log in to the AMEX KSA APP and convert eligible transactions automatically. Unlock the Power of Smart Payments Today!

Terms and Conditions apply

Food is the Language of Love. Join Now & Unlock Exclusive Culinary Privileges!

Elevate your dining experiences with the Platinum Card, granting you an annual dining credit of up to SAR 1,000 per calendar year. Simply log in to the AMEX KSA APP, pre-opt into the benefit, and indulge in a world of culinary excellence. Read More

Terms and Conditions apply

Shop in Luxury and Unlock Exclusive Platinum Benefits

Indulge in a premium shopping experience as a valued Platinum Cardmember at the world’s leading luxury online retailers, NET-A-PORTER and MR PORTER.
Enjoy up to USD 100 in annual statement credits when you shop with your Platinum Card, elevating your luxury lifestyle with exclusive privileges.
Experience the Platinum world at its finest.

Terms and Conditions apply

Get more from your
Platinum Card Benefits

Your Platinum Card brings you a world
of value across categories you love

Welcome to a world where great becomes epic! Let us guide you through the steps to kick-start your Platinum Card journey.

Apply now to unlock exclusive lifestyle and shopping experiences!

Enjoy up to USD 100 in annual credit at NET-A-PORTER and MR PORTER when shopping at luxury retailers. In addition, get 10% cashback up to USD 250, a 10% discount VIP Pass, and exclusive benefits at The Bicester Collection Villages!

find out more

Food is the Language of Love! Join Now and Unlock Exclusive Dining Experiences

With our curated offers, you have 1,000 reasons to celebrate exceptional moments and end every gathering with a taste of indulgence. Enjoy dining credits and exclusive privileges designed to elevate every experience.

find out more

The Best Adventures Are Shared With Those You Love

Enjoy the exclusive Companion Ticket and make every journey an unforgettable memory. Whether you are exploring new destinations or indulging in luxury, travel becomes even more special when shared with the ones who matter most. This is the true privilege of American Express® Saudi Arabia.

find out more

Membership Rewards® – Start Earning Points with Every Purchase

Enhance your journey with the exclusive Membership Rewards® program from American Express® Saudi Arabia. Earn and redeem points with no limits—your rewards never expire.
This is the true privilege of American Express® Saudi Arabia.

find out more

Five Minutes to Apply, Peace of Mind That Lasts

Enjoy comprehensive protection with the Platinum Card®, covering travel, purchases, and refunds. This is the powerful support of American Express® Saudi Arabia.

find out more

Apply Now and Unlock Exclusive Offers and Experiences with the Platinum Card

Discover a world of privileges tailored for you, including luxury travel offers, premium shopping benefits, exclusive automotive deals, fine jewelry advantages, and extraordinary entertainment opportunities. This is the powerful support of American Express® Saudi Arabia.

find out more

Unlock the Platinum Concierge Service and Experience Unlimited Financial Freedom

Apply now and gain access to exclusive benefits that elevate your lifestyle. Create unforgettable moments with your loved ones. Apply in just five minutes and let the Platinum Concierge Service take care of every detail for a seamless experience.

Read More

find out more

Enjoy benefits together by adding one
Supplementary Metal Card free for life

The Amex KSA,
it’s all about convenience!

Manage your Account anytime, anywhere.

Check statement and account activities

Manage your Cards

Manage alerts and notifications

Manage and view your Membership Rewards account

Scan the QR code to download to your iPhone or Android.

Call us

From Saudi Arabia:

800 119 5555

From outside the Kingdom:

+966 11 407 19999

This benefit is exclusive to Platinum Primary Cardmembers with Platinum Cards issued by American Express Saudi Arabia.
This benefit applies to individuals only.
Upon spending SAR 50,000, the "Complimentary Domestic Flight" benefit will be activated, limited to one companion ticket capped at SAR 1,500.
Upon spending SAR 150,000, the "Complimentary International Flight" benefit will be activated, limited to one companion ticket capped at SAR 3,750.
To redeem this benefit, Platinum Primary Cardmembers must use the redemption tab in the AMEX KSA App or contact the Platinum Concierge team.
Bookings must be made and paid for through American Express Premium Travel Services using the Platinum Card issued by American Express Saudi Arabia.
This benefit is valid for one-time use per calendar year for either a domestic or an international companion ticket.
A Platinum Primary Cardmember can only issue an international companion ticket after meeting the required spending criteria and cannot substitute it with a domestic companion ticket.
Both the primary and companion tickets must be issued in the Platinum Primary Cardmember’s full name and both must be charged to the Platinum Card issued by American Express Saudi Arabia.
Once used, the benefit will be automatically disabled until the next calendar year.
The value of the companion ticket (domestic or international) will be credited to the Platinum Primary Cardmember’s account after ticket issuance and confirmation, subject to the capped limits (SAR 1,500 for domestic flights or SAR 3,750 for international flights).
If the Platinum Primary Cardmember’s ticket is canceled and refunded, the companion ticket will also be canceled automatically, and the refunded amount will be deducted from the account.
If only the companion ticket is canceled at the Platinum Primary Cardmember’s request, the credited amount for the companion ticket will be debited, and the benefit will be re-enabled. The primary ticket will remain unaffected unless otherwise requested.
Airline cancellation and change policies apply to both the Platinum Primary Cardmember's ticket and the companion ticket.
The Platinum Primary Cardmember is responsible for any airline-imposed cancellation or change fees for both the primary and companion tickets.
Terms and Conditions of American Express Saudi Arabia apply. For details on card benefits, terms, conditions, and fees, please visit the American Express Saudi Arabia website.
If you have any feedback or concerns, please contact our Customer Care Team via email: complaints@americanexpress.com.sa, or call 8004424442 or +966112926663 from outside the Kingdom. For more details, please visit the Complaint / Feedback Handling Procedures page on American Express Saudi Arabia's website.
For more information, please contact us on 800 119 5555 (from inside Saudi Arabia) or (+966) 11 407 1999 (from outside Saudi Arabia), or visit American Express Saudi Arabia's website.
Non-compliance with the Terms & Conditions of American Express Saudi Arabia's credit and charge Cards may result in cancellation /suspension of your Card/Additional Cards and a negative impact on your credit bureau record. Minimum payments on your credit card may result in additional charges and fees due to the application of the Murabaha margin to the outstanding balance.
Paying only the minimum amount owed to us can result in additional fees and charges as well as prolonging the time to repay the full amount owed to us. For example, if you have an outstanding balance of SAR 7,000 and you choose to pay only the minimum due, it will take 81 months to settle the balance in full. The total Murabaha Margin (term cost), in this case, would be SAR 6,296.
The Annual Percentage Rate for American Express Saudi Arabia cards is as follows (40.64% for The American Express® Blue Card, 41.50% for The American Express® Platinum Credit Card, 40.85% for The American Express® Gold Credit Card, 41.18% for Marriott Bonvoy® American Express® Credit Card and 41.59% for the Al Fursan American Express® Credit Card and 48.21% for the Platinum Card.
American Express Saudi Arabia is regulated and supervised by the Saudi Central Bank.

This benefit is exclusive to Platinum Primary and Supplementary Cardmembers with cards issued by American Express Saudi Arabia.
This benefit applies to individuals.
Platinum Cardmembers are permitted to withdraw cash up to 30% of their total credit limit. However, the maximum cash withdrawal is capped at SAR 18,750 for Primary Cardmembers and SAR 2,000 for Supplementary Cardmembers. The actual withdrawal limit will be the lower of the two values: 30% of the total credit limit or the specified cap for Primary or Supplementary Cardmembers. This ensures that withdrawals do not exceed either the allowed percentage of the credit limit or the applicable maximum cap.
The cash withdrawal limit is determined at the account level and applies collectively to both Primary and Supplementary Cardmembers. It is not calculated separately for each cardholder.
Each cash withdrawal transaction is capped at SAR 3,000 or its equivalent in other currencies, regardless of the total available cash limit. If additional withdrawals are required, they must be made as separate transactions.
The total monthly cash withdrawal limit is capped at SAR 18,750 for Primary Platinum Cardmembers and SAR 2,000 for Supplementary Platinum Cardmembers.
A maximum of 99 withdrawal transactions per month is allowed for each account.
The withdrawal frequency resets only after all outstanding dues or balances have been paid in full.
If the statement's outstanding balance is not paid in full by the due date, the cash withdrawal limit will be recalculated based on 30% of the currently available balance, regardless of the total outstanding balance. This calculation reflects the remaining amount available to the Platinum Cardmember at the time.
All transactions must be made using the Platinum Card issued by American Express Saudi Arabia to qualify for this benefit.
Cardmembers must adhere to all terms and conditions associated with their card, including maintaining good credit behavior to continue enjoying this benefit.
Terms and Conditions of American Express Saudi Arabia apply. To view all card benefits, terms, conditions, and fees, please visit American Express Saudi Arabia's website.
If you have any feedback or concerns, please contact our Customer Care Team via email: complaints@americanexpress.com.sa, or call 8004424442 or +966112926663 from outside the Kingdom. For more details, please visit the Complaint/Feedback Handling Procedures page on American Express Saudi Arabia's website.
For more information, please contact us on 800 119 5555 (from inside Saudi Arabia) or (+966) 11 407 1999 (from outside Saudi Arabia), or visit American Express Saudi Arabia's website.
Non-compliance with the Terms & Conditions of American Express Saudi Arabia's credit and charge Cards may result in cancellation /suspension of your Card/Additional Cards and a negative impact on your credit bureau record. Minimum payments on your credit card may result in additional charges and fees due to the application of the Murabaha margin to the outstanding balance.
Paying only the minimum amount owed to us can result in additional fees and charges as well as prolonging the time to repay the full amount owed to us. For example, if you have an outstanding balance of SAR 7,000 and you choose to pay only the minimum due, it will take 81 months to settle the balance in full. The total Murabaha Margin (term cost), in this case, would be SAR 6,296.
The Annual Percentage Rate for American Express Saudi Arabia cards is as follows (40.64% for The American Express® Blue Card, 41.50% for The American Express® Platinum Credit Card, 40.85% for The American Express® Gold Credit Card, 41.18% for Marriott Bonvoy® American Express® Credit Card and 41.59% for the Al Fursan American Express® Credit Card and 48.21% for the Platinum Card).
American Express Saudi Arabia is regulated and supervised by the Saudi Central Bank.

This benefit is exclusive to Platinum Primary Cardmembers with cards issued by American Express Saudi Arabia.
This benefit applies to individuals only.
The benefit is limited to 10 requests per calendar year for each Platinum account. This limit includes both the standard Plan It Service with applicable Murabaha margin fees and the exclusive Plan It Service with 0% Murabaha margin fees.
Transactions below SAR 3,750 are only eligible for the standard Plan It Service and do not qualify for the 0% Murabaha margin option.
This benefit applies exclusively to international point-of-sale transactions and does not cover domestic transactions. Online transactions are also eligible.
A minimum transaction amount of SAR 3,750 is required to qualify for this benefit. Transactions below this amount are not eligible.
The maximum amount eligible for installment payments cannot exceed the cardmember's total credit limit. This cap is calculated based on the available credit limit at the time of submitting the installment request and is subject to future adjustments in the credit limit as per the card’s terms and conditions.
If any payment is missed or delayed, the standard Murabaha margin for the Plan It Service will be applied to the remaining balance for the entire installment period.
The 0% Murabaha margin applies only during the first six months of the installment plan.
Monthly payments are set at a minimum of 5% of the transaction amount for the first five months. The remaining balance, equivalent to 75% of the original transaction amount, must be paid in full in the sixth month.
A minimum installment period of six months is required to qualify for this benefit. If the installment period is shorter or extended beyond six months, the 0% Murabaha margin will not apply, and standard Plan It Murabaha margin fees will be charged.
Platinum Primary Cardmembers can request early repayment or settlement of the installment plan without incurring additional costs for the remaining period.
If a Platinum cardmember cancels the installment plan, American Express Saudi Arabia reserves the right to charge a cancellation fee of SAR 200, in line with applicable legal frameworks.
All transactions must be made using the Platinum Card issued by American Express Saudi Arabia to qualify for this benefit.
Eligibility for this benefit is contingent on maintaining good credit behavior, including timely payments and adherence to the card’s terms and conditions.
Terms and Conditions of American Express Saudi Arabia apply. For full details of card benefits, terms, and fees, please visit the American Express Saudi Arabia website.
If you have any feedback or concerns, please contact our Customer Care Team via email: complaints@americanexpress.com.sa, or call 8004424442 or +966112926663 from outside the Kingdom. For more details, please visit the Complaint / Feedback Handling Procedures page on American Express Saudi Arabia's website.
For more information, please contact us on 800 119 5555 (from inside Saudi Arabia) or (+966) 11 407 1999 (from outside Saudi Arabia), or visit American Express Saudi Arabia's website.
Non-compliance with the Terms & Conditions of American Express Saudi Arabia's credit and charge Cards may result in cancellation /suspension of your Card/Additional Cards and a negative impact on your credit bureau record. Minimum payments on your credit card may result in additional charges and fees due to the application of the Murabaha margin to the outstanding balance.
Paying only the minimum amount owed to us can result in additional fees and charges as well as prolonging the time to repay the full amount owed to us. For example, if you have an outstanding balance of SAR 7,000 and you choose to pay only the minimum due, it will take 81 months to settle the balance in full. The total Murabaha Margin (term cost), in this case, would be SAR 6,296.
The Annual Percentage Rate for American Express Saudi Arabia cards is as follows (40.64% for The American Express® Blue Card, 41.50% for The American Express® Platinum Credit Card, 40.85% for The American Express® Gold Credit Card, 41.18% for Marriott Bonvoy® American Express® Credit Card and 41.59% for the Al Fursan American Express® Credit Card and 48.21% for the Platinum Card.
American Express Saudi Arabia is regulated and supervised by the Saudi Central Bank.

This benefit is exclusive to Platinum Primary Cardmembers with cards issued by American Express Saudi Arabia.
This benefit applies to individuals only.
Cardmembers can earn up to SAR 500 in credit on their first dining transaction at participating restaurants, with no minimum spend required, during the first six months of the calendar year (January to June). Additionally, they can earn up to SAR 500 in credit during the remaining six months (July to December).
This benefit is valid only within Saudi Arabia and applies exclusively to participating restaurants included in the local dining program.
The dining credit is capped at SAR 1,000 per calendar year, split into two periods: up to SAR 500 for January to June and up to SAR 500 for July to December.
Platinum Cardmembers can utilize this benefit twice per calendar year, once during each period (January to June and July to December).
The dining credit applies exclusively to dining transactions made at participating restaurants.
Unused credit amounts cannot be carried over or accumulated for future transactions. For example, if a cardmember spends SAR 400 on a single dining transaction, they will only receive a credit for that amount. The remaining balance of SAR 100 cannot be used later.
All payments must be made using the Platinum Card issued by American Express Saudi Arabia to avail of this benefit. Payments must be processed via a POS machine and not through any QR code payment method.
Cardmembers must activate this benefit in advance via the AMEX App.
The dining credit will only be credited to the cardmember's account after activating the benefit and completing a qualifying transaction at a participating restaurant.
Terms and Conditions of American Express Saudi Arabia apply. For full details of card benefits, terms, conditions, and fees, please visit the American Express Saudi Arabia website.
If you have any feedback or concerns, please contact our Customer Care Team via email: complaints@americanexpress.com.sa, or call 8004424442 or +966112926663 from outside the Kingdom. For more details, please visit the Complaint / Feedback Handling Procedures page on American Express Saudi Arabia's website
For more information, please contact us on 800 119 5555 (from inside Saudi Arabia) or (+966) 11 407 1999 (from outside Saudi Arabia), or visit American Express Saudi Arabia's website.
Non-compliance with the Terms & Conditions of American Express Saudi Arabia's credit and charge Cards may result in cancellation /suspension of your Card/Additional Cards and a negative impact on your credit bureau record. Minimum payments on your credit card may result in additional charges and fees due to the application of the Murabaha margin to the outstanding balance.
Paying only the minimum amount owed to us can result in additional fees and charges as well as prolonging the time to repay the full amount owed to us. For example, if you have an outstanding balance of SAR 7,000 and you choose to pay only the minimum due, it will take 81 months to settle the balance in full. The total Murabaha Margin (term cost), in this case, would be SAR 6,296.
The Annual Percentage Rate for American Express Saudi Arabia cards is as follows (40.64% for The American Express® Blue Card, 41.50% for The American Express® Platinum Credit Card, 40.85% for The American Express® Gold Credit Card, 41.18% for Marriott Bonvoy® American Express® Credit Card and 41.59% for the Al Fursan American Express® Credit Card and 48.21% for the Platinum Card.
American Express Saudi Arabia is regulated and supervised by the Saudi Central Bank.

Featured Platinum Benefits

Get more from your Platinum Card Benefits

Your Platinum Card brings you a world of value across categories you love

Enjoy benefits together by adding one Supplementary Metal Card free for life

Get more from your
Platinum Card Benefits

Your Platinum Card brings you a world
of value across categories you love

Enjoy benefits together by adding one
Supplementary Metal Card free for life