SAB American Express® Business Credit Card

From flexible spending power to beneficial payment terms, the SAB American Express Business Credit Card gives you the platform you need to help grow your business.

Annual Fee:
(SAR 287.5 Including VAT)
Islamic Credit Card:
Maximize cash flow with up to 55 calendar days1 to pay back or extend your payments over time at an APR rate of 25.19%
1Depending on when you made the purchase.
Key Benefits
Easier Business Expense Management
A safe and secure way to pay for business expenses with increased oversight and liquidity
Financial flexibility that offers you more control
Equipped with the purchasing power to invest in your business along with flexible payment options to make payments on your own terms.
World class service wherever you are
Whether you’re at home or travelling for business, our customer service team is just a phone call away.
Get more from your business spending
Amex Offers

Amex Offers is a simple and easy way to get more from your business expenses. With offers for shopping, dining, travel, and more, there's something for everyone. Adding offers to your Card is quick, easy, and best of all, incredibly rewarding. Download the Amex Saudi Arabia App to see the latest offers. Learn More

Cash Flow Management
The SAB American Express Business Credit Card gives you 55 days on average to pay1

1Depending on when you made the purchase.

Enjoy greater control over your cash flow

If you are currently paying for your expenses by cash or bank transfer, the payment will leave your account right away. But with the SAB American Express® Business Credit Card, you have 55 days on average to pay1 so your funds stay in your account longer, giving you more flexibility to manage your finances.

Flexible Payments

You can choose to pay your balance in full within 55 days without charge or pay your balance over an extended period at an APR rate of 25.19%2.

2SAB will direct debit your account for the Minimum Payment Due on the payment due date every month.

Benefit from increased buying power, when your business needs it

Tap into the funds you need to invest in your business to take advantage of new opportunities.

Insurance and Protection
Enjoy peace of mind when travelling knowing that you and your employees are covered with complimentary travel Insurance.
Travel Accident Insurance

If the unexpected happens during your trip, your Card covers you with medical and legal assistance3.

3Terms apply
Travel Inconvenience Insurance

Your Card automatically covers you for delayed flights, flight cancellations, denied boarding, missed connections, luggage delays and lost luggage3.

3Terms apply

Business Benefits, Services and Support
Monitor and control employee expenditure
You can issue one or more Employee Cards, allowing you to consolidate your business expenses under one Account. This saves you time tracking and reconciling expenses and gives you more control with pre-set spending limits and greater visibility over your business spending.
Better Supplier Agreements
Detailed information facilitates better deals for your company - Track expenses, analyze spending patterns, and identify opportunities to consolidate suppliers. You can leverage your spending data to negotiate better agreements with your suppliers
24/7 account management

24-hour online services lets you check your balance, past statements, available credit, and keep track of all business purchases made on your Card.

You can also access your account information when you’re on the go with the Amex Saudi Arabia App for iPhone and Android devices.

World-Class Service

Running your business is so much easier with a wide range of resources designed to give you greater control over your business expenses—while enjoying world-class service that delivers peace of mind wherever you are.

  • Our customer service team is here to help – wherever you are in the world.
  • Emergency Assistance – If you’re away on business anywhere in the world and run into trouble, assistance is just a phone call away, 24/7.
  • Emergency Card Replacement – No matter where your business takes you, if you report your Card lost, damaged or stolen, we’ll help you replace it.
Learn More
Online Fraud Protection Guarantee
Our Online Fraud Protection Guarantee means that your online purchase is 100% risk free, so you will never be held liable for any unauthorized charges.
Purchase Protection

Complimentary cover for eligible purchases on your Card against accidental damage or theft4.

4Subject to Terms & Conditions

Extended Warranty

With extended warranty you can shop with less worry knowing the Original Manufacturer's Warranty can be extended4 when you can charge the full price of eligible purchases to your Card.

4Subject to Terms & Conditions

Easy access to cash
Cash is within easy reach no matter where you are. In Saudi Arabia you can withdraw cash from any SAB, Saudi Investment Bank or Alinma Bank ATM. When overseas you can withdraw cash at over 1.2 million ATMs worldwide.
Instant Notifications
To protect you from unauthorized or fraudulent transactions, every time your SAB American Express® Business Credit Card is used you will receive an instant SMS and email as confirmation, even if the transaction is declined.

Ready to apply?