American Express® Corporate Card

Get management information and raw data enabling you to negotiate better terms with suppliers, to streamline expense reconciliation and to increase operational efficiency.

You can choose to set limits to control high-risk spending.

Individual Billing; statements are billed directly to individual Cardmembers who must individually settle them

Central Billing; Cardmember transactions are billed directly to the company, who settles them on behalf of the Cardmember

With the Individual Billing - Central Settlement option, Cardmembers receive a statement to submit claims while the Company receives a consolidated statement to settle the dues to American Express

You can select the level of liability for your Corporate Cardmembers and establish accountability for payment of charges.

Combined liability, in which the individual and your company are liable individually as well as jointly for all charges incurred on the Card issued to them.

Full Corporate Liability, in which your company is liable for all charges incurred on the Card issued to the individual.

Whether your Card is used to pay for goods and services, make large supplier payments, manage everyday employee expenses, or any combination of the above, it provides instant access to unsecured funds that can help your company keep cash on hand for longer. As Cards can be used virtually anywhere you do business, the Corporate Card program helps you manage working capital more effectively by allowing your company to stay cash flow positive with up to 55 days on average¹ to pay for purchases.

¹Depending on when you made the purchase.

If you ever have an accident while travelling, you’ll be covered with medical and legal assistance.

You are covered against delayed flight departures, flight cancellations, denied boarding, missed connections, luggage delays and lost luggage.

If your company chooses to enrol Cardmembers into the Corporate Membership Rewards program, enrolled Cards can start accumulating points in a central account (only applicable for Central Billing option) to use them to drive tangible savings for the business.

The Membership Rewards program allows enrolled employees to earn points on their corporate spend paid with their Corporate Card.

Amex Offers is a simple and easy way to get more from your business expenses. With offers for shopping, dining, travel, and more, there's something for everyone. Adding offers to your Card is quick, easy, and best of all, incredibly rewarding. Download the Amex Saudi Arabia App to see the latest offers. Learn More

Your company and Cardmembers will not be liable for any unauthorized transactions when online purchases are made using your Corporate Card.

If your Card is ever lost or stolen, you can usually get a replacement virtually anywhere in the world.

You can also use your Corporate Card to access cash (if the company has signed-up for this feature) from any Saudi Investment Bank, SABB or Alinma Bank ATM across Saudi Arabia and from over 1.2 million ATMs around the world. Cash withdrawals are billed to individual Corporate Card Accounts and will appear as a charge on the next statement following the withdrawal.

Pay your due balance through ATMs, via phone or the internet with the quick and convenient SADAD service, Direct Debit or SARIE Bank Transfer.

You will receive an instant SMS and email every time your card is used including attempts that are declined. This service safeguards your Card by notifying you of any unauthorized or fraudulent attempts to use your Card.

Professional and dedicated customer support is always just a phone call away to assist with billing enquires, replacement Card requests, or access to a Card benefit or service.

Keep your business moving. Add an eligible American Express® Corporate Card to Apple Pay™ to make payments on the go with a compatible Apple device at merchants which accept American Express contactless payments. It’s simple to set up, and Cardmembers will still benefit from the same trusted service and support.